Michigan Lake & Land, LLC
Tim O'Leary

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This privacy policy explains how Michigan Lake & Land, LLC (“we” or “us”) collects, uses, and discloses personal information about our customers, prospective customers, and visitors to our website at http://www.timolearypropertygroup.com. This Privacy Policy includes and incorporates by reference the California Privacy Addendum (below). By using our Website (as defined below), you accept and consent to the practices described in the Privacy Policy.

This Privacy Policy applies to information we collect when you interact with us in person or online via our website. It does not apply to information collected by any third party (including our affiliates and subsidiaries), including through any application or content (such as advertising) that may link to or be accessible from or on our Website. By interacting with us online, you are accepting the practices described in this Privacy Policy. If you do not agree with our policies and practices, please do not interact with us online or use our Website. This policy may change from time to time. Your continued interaction with us online after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

1. What Information About Customers Do We Gather?

The information we learn from customers helps us personalize and continually improve your experience on our Website. Here are the types of information we gather.

Information You Give Us: We receive and store any information you enter on our Website or give us in any other way, which might include your name, username, password, email address, physical address, billing address, phone number, fax number, employer name, other demographic information (e.g., gender, age range), and social media information (e.g., username, profile picture). In some cases, we may also collect information you provide about others, such as if you provide information about members of your household. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features.

SMS messaging specifics: in addition to the above, when you opt-in to our SMS messaging service, we collect your mobile phone number and any other information you provide us during the opt-in process. This information is used to send text messages regarding our products, services, and promotions.

By using our SMS service, you agree to receive text messages from us, which may be sent by an automated system. You can opt-out of receiving text messages at any time by replying STOP to our message.

Information We Collect Automatically: We automatically collect and store certain types of information whenever you interact with our Website, emails, or advertisements and other content such as searches completed, properties viewed, properties saved, searches saved, emails opened, and login history. Like many websites, we and our service providers may use cookies, web beacons, and other technologies to collect such information, which may include but is not limited to the type of browser/device/hardware you use, access times, pages viewed, your IP address, and any referring links through which you access our Website.

Information from Other Sources: We might receive information about you from other sources and add it to information we collect about you.

2. How Are Cookies Used?

Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device and to provide personalized advertisements on other websites and storage of preferences between visits. For example, we use tracking features from services such as Google AdSense, Google AdWords, and Bing Ads that set a cookie in your browser when you visit our Website or click on one of our advertisements. We also use certain features of Google Analytics to collect data about web traffic, such as Remarketing with Google Analytics, Google Display Network Impression Reporting, DoubleClick Platform integrations, and Google Analytics Demographics and Interest Reporting.

Most web browsers are set to accept cookies by default. If you prefer, you can usually prevent your browser from accepting new cookies, have the browser notify you when you receive a new cookie, or disable cookies altogether through the browser’s Help feature. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the website of its manufacturer. For more information about disabling Flash cookies, see http://www.adobe.com/products/flashplayer/security. Because cookies allow you to take advantage of some of our Website’s essential features, we recommend that you leave them turned on. For instance, if you block or otherwise reject our cookies, you may not be able to use our products and services that require you to sign in to an online account.

3. How Do We Respond to Do Not Track Signals ?

Many web browsers support Do Not Track technology, which allows you to automatically transmit a Do Not Track signal or preference to websites you visit indicating that you do not wish to be tracked. We do not currently respond to Do Not Track browser settings or signals on our Website. For more information about “Do Not Track,” please visit https://www.allaboutdnt.com.

4. How Does our Website Use the Information It Receives?

We may use information about you for various purposes, including, but not limited to, the following:

  • Presenting our Website and its contents to you;
  • Providing you with information, products, or services that you request from us
  • Processing your requests and sending you related information and confirmations;
  • Managing your account(s) and sending you updates, security alerts, and support and administrative messages;
  • Communicating with you via social media platforms;
  • Personalizing your online experience and providing advertisements, content, or features that match your profile and interests
  • Monitoring and analyzing trends, usage, and activities;
  • Administering sweepstakes, contests, promotions, and surveys;
  • Legal compliance (e.g., assisting law enforcement and responding to legal/regulatory inquiries);
  • In any other way we may describe when you provide the information; and
  • For any other purpose with your consent.
  • Sending you SMS messages

We may also use your information to communicate with you about products, services, offers, promotions, rewards, and events that may be of interest to you. If you prefer to opt out of such communications, you can do so at any time by contacting our company. You can opt-out of receiving text messages at any time by replying STOP to our message.

5. How Do We Share the Information We Receive?

We share customer information as described below.

Aggregated or De-Identified Information: We may disclose aggregated information about our customers, and information that does not identify any individual, without restriction.

Affiliated Businesses: We work closely with affiliates that follow practices at least as protective as those described in this Privacy Policy.

Third-Party Service Providers: We are committed to protecting your privacy and maintaining the trust you place in us. We do not share, sell, rent, or trade any consumer data, including any personal information or opt-in information, with third parties for marketing purposes or any other reason unrelated to the services we provide. Your information is only used for the specific purposes for which it was collected and in compliance with applicable privacy laws.

Business Transfers: As we continue to develop our business, we might sell or otherwise transfer certain of our assets including to international partners. In such transactions, customer information generally is one of the transferred business assets, and you agree that your information may be transferred in these circumstances; however, information about you remains subject to the promises made in any pre-existing Privacy Policy (unless you consent otherwise).

Protection of Company and Others: We release account and other personal information when we believe release is appropriate to comply with the law, to enforce or apply our Terms of Use and other agreements, to facilitate the financing, securitization, insuring, sale, assignment, bankruptcy, or disposal of all or part of our business or assets, or to protect the rights, property, or safety of our company, our customers, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. Obviously, however, this does not include selling, renting, sharing, or otherwise disclosing personally identifiable information from customers for commercial purposes in violation of the commitments set forth in this Privacy Policy.

With Your Consent: We may also share information about you in other ways and for other purposes, with your consent.

6. How Secure Is Information About Me?

We use industry standard practices to protect your personal information, including use of Transport Layer Security (TLS), which protects the data transmitted between you and our Website.

Unfortunately, no website, database, or system is completely secure, and we cannot guarantee the security of your personal information. It is important for you to protect against unauthorized access to your account and to your computer. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Be sure to sign out of your account when you are finished using a shared computer. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Website.

7. What Should I Know About Third-Party Advertisers and Links to Other Websites?

Our Website might include third-party advertising and links to other websites. When you click on links on our Website, they may direct you away from our Website. We are not responsible for the privacy practices of other websites and encourage you to read their privacy policies.

8. What About Social Media Platforms and Plugins?

We may interact with you on multiple social media platforms (e.g., Instagram, Twitter, Snapchat, Facebook). If you contact us or otherwise direct us to communicate with you via social media, we may contact you via direct message or use other social media tools to interact with you. In these instances, your interactions with us are governed by this Privacy Policy as well as the privacy policy of the social media platform you use. We may display targeted advertisements to you through social media platforms. See the policies of each social media platform for additional information about these types of ads.

9. What Options Do I Have Related to Information About Me?

We strive to provide you with choices regarding the personal information you provide to us.

We have created mechanisms to provide you with the following control over your information:

Online Account Information

You may update, correct, or deactivate your online account at any time by logging into your account and navigating to the applicable page.

If you choose to deactivate your online account, please note that we may retain certain information about you for legitimate business purposes or as required by law.

Promotional Communications

If you do not wish to receive promotional communications from us, you can opt out of such communications at any time by following the instructions provided in those communications or contacting us via email or phone.

Unless otherwise provided by law, this opt out does not apply to information you provide to us or we send to you as a result of a service experience or other interaction you have with us.

Cookies

The Help feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.

Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the website of its manufacturer.

If you disable or refuse cookies, please note that some parts of our Website may then be inaccessible to you or not function properly.

Are Children Allowed to Use our Website?

If you are under 18, you may use our Website only with the involvement of a parent or guardian.

We do not knowingly collect personal information from children under the age of 13 without the consent of the child’s parent or guardian.

If we learn we have collected or received personal information from a child under the age of 13 without verification of consent of the child’s parent or guardian, we will delete that information.

We do not sell products or services for purchase by children.

California Privacy Rights

If you are a California resident, please see our California Privacy Addendum (below), which describes certain rights that you may have under the California Consumer Privacy Act (CCPA) and other California statutes.

Canada Anti-Spam Law (CASL) Notice

If you are in Canada, please note that by providing an email address to us on our Website or by any other means, you provide express consent to receive emails from us or from our clients.

10. What About Changes to this Privacy Policy

We reserve the right to modify this Privacy Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on our Website.

11. Contact Us

If you have any questions regarding this privacy policy or our use of your information, please contact us at

Michigan Lake & Land, LLC
Address:
2614 Niles Avenue
Saint Joseph, Mi49085
Phone: (269) 313-2330
Website: Contact Form

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What my clients are saying  

“Just bought another investment property with Tim O'Leary and he is the absolute best! He explains the process thoroughly at every stage and made the whole experience stress-free and easy. He is very professional and has a lot of experience. Tim knows all aspects of the real estate business and is able to give great insight about the homes that he shows since he is a licensed builder as well. I would highly recommend Tim to anyone looking to buy/sell a home. Thank you again Tim!”

 

~ Jonathan & Hanna Baird, St Joseph Michigan

“We just bought our home and Tim was amazing through the entire process. He was not pushy at all, incredibly flexible to our time schedules, and explained every question I asked. With 48 hours until closing, we found out our new home's well had stopped working. He managed it totally, and everything went smoothly even with a huge hiccup. He knows a lot about the house business in general, which we both found to be a huge asset when looking at houses. It was a lot less stressful than I imagined it would be! I would, hand's down, recommend Tim. I feel 100% confident in our choice to use him, and would do so again without hesitation”.

 

~ Erin & Ryan Venno, St Joseph Michigan

“Tim is the best! During a rough spell, I had to make a fast move from Indiana to Michigan. Housing in my price range was scarce. Tim kept me updated on new listings and got me in to see possibilities quickly. He worked so hard to find me what I needed. Once we found my little cottage, a miracle had to happen to get the mortgage and the closing date before I was without a house. Tim knew the right people to get it done. I got my loan and house right when I needed them. I highly recommend Tim if you’re looking for your special home. His personalized care made all the difference for me!”

 

~ Deb Clark, Benton Harbor Michigan

“I highly recommend Tim to anyone looking for an experienced professional!”

 

~ Andrew Fittante, Stevensville Michigan

“Tim is incredibly knowledgeable of the real estate process and market. He does what he says he'll do, goes the extra mile every time, and is a true professional every step of the way. He's the person who I want to handle my property transactions and I'd highly recommend him for yours”.

 

~ David Grossens, Coloma Michigan

“Tim is a great person to work with. He is extremely knowledgeable and makes the real estate process stressless and streamlined. His experience is unmatched and he definitely goes the extra mile for his clients. I am always amazed at the extra effort he brings and he is always positive and motivated. If you are looking for a real estate agent or just guidance, I highly recommend Tim!”

 

~ Chandra Stubbs

“Tim is the guy you want to find what your looking for. He’s knowledgeable, trustworthy, respectful, reliable and honest! I give him a 5 Star Review”.

 

~ Cindy Jacobson, Rockford Illinois

“I've been in the business for 25 years and done several transactions with Tim O'leary, who has ALWAYS been TOP NOTCH in every aspect of the process! He's easy to work with and a pleasure to have in the business!”

 

~ Chris Siriano

“We have been extremely happy from day one renting our home from Tim! We are now in the process of purchasing our rental property from him! We have had no problems and any questions or issues were handled promptly. I would highly recommend!!”

 

~ Jenny Lynn, Benton Harbor Michigan

“First-rate experience buying our house! Tim is very transparent, honest and client focused. I appreciated his responsiveness, knowledge of the area, and his assessment of certain aspects of the sale”.

 

~ Liminru, Niles Michigan

“Tim provided us with great representation and took care of our property during the entire sales processes. He went above and beyond to sale our lake house, while we were relocated to another part of the country. We would highly recommend his services and appreciate all that he did for us. Thank you!”

 

~ Dean & Kathy Dawson,Watervliet Michigan

“Tim, and everyone at MI lake and land are so helpful. The best people around! I would highly recommend them to anyone looking to buy a house or looking to sell, they will make the whole process a breeze from start to finish!”

 

~ Erin Barlow, Benton Harbor Michigan

“Tim has been very responsive and willing to work with me for quite some time. The payoff for him was long term but he always acted immediately on request”. What a great guy!”

 

~ Union Pier Michigan

“Very knowledgeable staff. Knows how to get the job done”.

 

~ Stephanie Morse, Benton Harbor Michigan

“Five Stars! They did what they said they would, and they got it done!”

 

~ Elizabeth Braamse, Coloma Michigan

“I highly recommend Tim O'Leary! Tim was super, super helpful, knowledgeable and eager to assist from the very first phone call we had together about Michigan properties! Since that call my husband and I have spent days in Michigan with Tim looking at properties and discussing the market. Tim has taken so much time and care with us in this new venture and we really appreciate his patience! We haven't yet found the property of our dreams but when we do it will be through Tim”.

 

~ Beth Lofton, Dowagiac Michigan

“Tim has been an excellent help with our move from out of state. Not only is he incredibly knowledgeable about the area and a wide-range of property types, but he is above & beyond friendly. I highly recommend working with him if you're looking at property!”

 

~ user03271607

“We worked with Tim when we purchased a vacation home in Coloma. Tim was knowledgeable, responsive and just great to work with all-around. Because we live about two hours away Tim was willing to preview homes for us so we didn't waste a trip down for something that didn't fit our specifications. Tim was there every step of the way, helping with all of the arrangements for inspections, etc. This was very important for us since things work differently in Michigan than they do in Illinois and we would have missed some of the necessary steps. I would highly recommend using Tim as your realtor; you will not have a thing to worry about!”

 

~ Beth & Terry Ruppe, Chicago Illinois

“Highly professional, courteous, on time, helpful in every aspect of buying my house, helped us negotiate, helpful with all the paperwork, very knowledgeable. Best realtors out there!! Thank you Tim!”

 

~ Johnny Clark, Benton Harbor Michigan

“Tim has been an overall breath of relief in this whole process. As first time home buyers this all seemed very intimidating, Tim has walked us through step by step, we have never felt pressured into making a decision before we were ready, and always have felt confident in our decisions thanks to his guidance and advice. Tim is very easy to reach out to and talk to. He has made a very stressful time so much easier on us”.

 

~ Beth & Jordan Coulson, Chicago Illinois

“Tim is one of two of the best realtors I have dealt with in the past 16 years. He immediately responded when I began looking for a realtor. Tim was straightforward and honest throughout the selling process. He ensured that we were informed about potential buyers and what the market was doing in our area. He was timely in meeting with us, precise in his information gathering, and had our property on the market within days of initial contact. The property was on the market for four months (late summer-fall) and we had a buyer. The closing process and sale took just under a month and we got our asking price. His professionalism in the SW Michigan real estate business is unmatched”.

 

~ Betty & Roy McCarley, Watervliet Michigan

“Tim was very easy to work with, responsive, and made the buying process very simple and easy to navigate. He worked well with the seller's agent, the bank, my attorney, and the title company on my behalf to get everything closed in a timely fashion”.

 

~ Matt Demaj, Chicago Illinois

“Tim's background assisted us greatly in our home search. He is a construction builder and a college teacher as well as being a real estate agent. Having experience in construction he caught things that other inexperienced agents overlooked. Being a teacher, he was patient with us while teaching us about issues and possible code violations that were discovered in our home search. He was very available for home viewings around our schedule. He was honest, respectful and unbiased on the houses that we saw. Also he was very nice and kind around our 2 year old son, being a toddler, the kid would be a kid and Tim always handled everything perfectly. Thanks Tim for assisting us on our first home!”

 

~ Eric Hall, Buchanon Michigan

“Excellent realtor to work with and always answered and responded to my messages and texts. I recommend using him. I would use him again. Great experience”.

 

~ copbadge13

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